Aug 13th

Free Information on Real Estate Investing: Tips for Finding the Best Free Real Estate Investing Newsletters

By Danny Welsh, CMO of HIS, Greatest Real Estate Giveaway Director

As the editor of a free real estate investing newsletter, it’s no wonder that I receive a lot of requests from beginning and experienced real estate investors both on where to go on the web for free information on real estate investing. While researching on the internet, visiting real estate forums, and reading articles written by experts can be a great use of your time, I’ve gotten tons of value over the years subscribing to a number of free real estate investing newsletters.

 There’s a lot of junk out there though, and it’s easy to get overwhelmed. Here’s the first key for me: finding just a couple sources that bring you solid information you can trust. Here’s the second key for me: kill the interruption addiction of email by using time-blocking and maybe even email filtering so that you read and study the emailed materials you receive only at specific times you’ve set aside.

Before you do ANYTHING ELSE, it’s important that you create a special folder to store the landslide of free information on real estate investing and real estate investing tips you’re about to receive. Open a new folder in your email program and title it: ‘!Real Estate Investing Newsletters’.

(Special tip: Make sure to put ‘!’ before the ‘R’ so it’s at the top of your folder list—where it belongs!)

This way, once all the free information on real estate investing begins to flow into your email inbox you can sort it and access it later and more importantly find it when you need to apply it! If you use Gmail or Outlook you can even set up ‘filters’ or ‘rules’ in your email program so that when messages come in from specific senders you can count on your email program accessing that message, labeling it or putting it into a folder for easy retrieval, and then archiving it out of your sight. That way, you’re not interrupted when it comes in, and can read it – and the many messages from the same sender you receive and those from similar senders you’ve tagged in your email program-- later at a time you have set aside for your studying and staying abreast of the market.

If you’re anything like the millions of people each day trying to find these answers you’ve likely searched – in frustration-- quite some time to find powerful strategies to help you and your family get to the next level financially...and I understand if you’re likely unhappy with the ‘solutions’ that you’ve discovered thus far.

If so, you’re part of a large and growing group of people who are looking for answers to very common financial challenges.

They say…

“I’m looking to retire faster, easier, and with more income…”

“I’m looking to take control of my financial future…”

“I’m looking to save money for a new home or child’s future education…”

“I’m looking to leverage my existing assets to create more passive income…”

“I’m looking to get better returns on my investments by investing in real estate…”

“I’m looking to build wealth for my family, as hands-off as possible…”

Do you, too, ask these questions of yourself?

The truth is…

 

How we spend our time directly affects our quality of living. This article I wanted to encourage you to do something extremely important: invest time to read the best free real estate investing newsletters out there.

You CAN find free information on real estate investing!

Here’s how you find the best free real estate investing newsletters to subscribe to, so that your valuable time isn’t wasted, and you can get the information you need.

Go to your favorite search engine right now and search for “free real estate investing newsletter”.

You’ll find quite a few results!

As of writing this article, there were 134,000,000 results just from www.Google.com alone.

Here’s a few tips to help you sift through a lot of the stuff that won’t help you, is too difficult, is too costly in what they recommend, or is too commercialized (i.e. they’re only trying to sell you).

Look for free real estate investing newsletters that:

1. Key in on specific techniques or areas of real estate you’re most interested in

                (i.e. commercial real estate, beginning real estate investing, foreclosure real estate investing, etc)

2. Give case studies of specific successes and how you can duplicate them (look for their archives, or their blog where archived email alerts, newsletters or lessons sent out to subscribers often end up later)

  Connect you not only with the provider of the newsletter but also other readers

                (networking is a powerful tool in real estate investing)

 4. Is produced by someone that sells something but doesn’t require you to buy it

(if you live in a capitalist system you understand that you often get the most value from something that is free when the people providing it have something they sell for you to look at in exchange)

 5. Offer differing perspectives and articles from different experts and students both

(while I’ve learned a lot from free real estate investing newsletters produced by one-man bands, there’s often a limit to what one person can teach you!)

 6. Are connected to a website with additional resources or offline resources besides the newsletter

 Once you subscribe to a few free real estate investing newsletters, you’ll find out pretty quickly which ones are for you, and which ones aren’t.

 I sincerely believe that the more you read the best free real estate investing newsletters out there, and the more you apply what you learn from this great source of free information on real estate investing, the more you’ll begin to see the answers to your financial questions and realize the accomplishment of your investment goals.

 And the more you and your family will be prepared to create the life and the lifestyle you deserve with this wonderful vehicle we call real estate investment.

Best,
Danny Welsh
Partner, Commercial Real Estate Buying Group
CMO, America's #1 Real Estate Network
http://www.RealDealCommunity.com

For every 50 who applies, 1 is chosen. Become OUR next apprentice: http://www.MMMChallenge.com

Invest Passively with our Company for Solid Returns (50K and Up, For Qualified Investors Only): http://www.hisrealestatenetwork.com



Apr 14th

Is Real Estate on the Rebound, & ready to start taking off again?

By Paul Kestenbaum, Millionaire in Training, MMMchallenge.com
Is Real Estate on the Rebound, & ready to start taking off again?

According to the latest issue of: FORTUNE Magazine…it seems that Real Estate is on the rise, again, albeit slow. The Cover title on the April Issue is: “The Return of Real Estate” – “Finally! After years of plummeting home prices, the Market is showing signs of a turn-around”. The article was authored by: Shawn Tully, but, I will be doing my own review of the information. This Issue will only be on the Book Racks through April 18th, so, you better hurry to your local bookstand to get your own copy, or read it in your Library, if they have this Magazine on their shelves.

 The article starts-off by stating: “Forget Stocks. Don’t bet on Gold. After 4 years of plunging home prices, the most attractive asset class in America is: Housing….it’s time to buy again”!

The article quotes data from a Company called: “Metro Study”, who has been tracking real-time real estate data for 30+ years. They say that New Home R.E. prices are about to rise. Their data covers about 65% of the U.S., in (19) different States, including: Florida, California, Arizona, & Nevada.

They measure by: The number of Vacant homes, homes For Sale, & the number of months it takes to sell them. This data tells them if there is a Surplus or Shortage of new homes available. The reason they say: “Housing is back”! Is based on their citing TWO areas of criteria:
1. The historic drop in New Construction Starts and
2. A steep decline in Home Prices

They say it will be the new “Affordability” that will lure Americans back into buying homes again, which will in turn, cause home prices to rise again, in many different Housing Markets.

What we have been seeing is: Low Demand, due to a weak home construction market, coupled with, low home prices. Still, the American Economy will have to show signs of an increase, and job creation must be done, to boost Consumer Confidence, just to get back to the normal range.

One of the biggest concerns is: “The Credit Standards”, which have just basically returned to the pre-run-up methods of Lending. There were still plenty of homes Financed with those Standards. A study shows that: “Affordability” is measured in TWO ways:
1. The share of Income that Americans are paying to own a home and
2. The cost of Owning---vs.---Renting
(1a) The survey showed an average of 9.8% of Income was paid for: After-tax Mortgage payment, Taxes, & Insurance…(I wonder what the average Income these people are bringing-in…not around here, in Florida)…..anyway, it was down significantly from a previous 17.2% at the peak in 2007.
(2a) The survey also showed that their latest data confirms that in 28 out of 54 Markets, it is CHEAPER to Own, as opposed to Renting. It also showed that especially in “Distressed Markets”, it’s about 34% cheaper to Own, rather than Rent. They were quick to mention, that the data is not the same in different Markets, and that not all Markets will rebound equally.

Their Data suggests that in the “Non Distressed” Markets, they should rebound much quicker. They say the best (10) Markets for Buyers are: Atlanta, Orlando, Rochester, NY, Cleveland, Tampa—St. Pete., Las Vegas, Jacksonville, FL, St. Louis, Buffalo,& Memphis.

Despite the large number of Foreclosures in Markets, there were still positive signs for: New Construction, & rising Home Prices. The challenge they face is, generating enough demand to reduce the Inventories of existing re-sale homes. The number of re-sale homes is still at 3.5 million houses & condos, which is a big number, and averages about 7-8+ months to sell them.

In “Non-Distressed” Markets, the home Inventory is lower, and closer to the 7 months or less, to sell those homes. So, they feel that any modest increase in demand will translate into a rise in home prices, and an increase in new home construction starts.

One Analyst says that he expects Prices to rise 3 to 4 points faster than Inflation, for the next few years, in the “Non-Distressed” Markets. He also said Prices will rise, in line with Rents, which are growing briskly, because Apartments are in short supply in those Markets. In turn, higher Rents will encourage more people to consider Owning a home of their own.

Prices of homes are coming back to, what some say, are where they should be anyway…which is all relative. They anticipate New Home Construction to rise from 470,000 in 2010, to an estimated 700,000 this year. They feel the prices of these homes will still be low.

They mentioned that the number of Renters becoming Home-Owners will continue to rise, and then accelerate. The biggest competition comes from existing home re-sales. Many people are just realizing, that home prices can’t just keep falling, so, they are starting to make their moves.

Even in the Markets with a large number of Foreclosures, they have a bright outlook. Warmer climates also have a very positive effect on those areas recovery and growth, even if it is a slow process. The sales of Distressed and foreclosure homes have put a downward pressure on the housing market, but, in many cases, these sales were due to mark-down pricing.

The data they have, indicates that the number of Foreclosures, annually, will stay at about 1 million, through 2013. It also showed that many Foreclosed Homes are being Purchased and converted into being Rentals, which still has a strong demand.

Millions of people, who lost their homes to Foreclosure, still need somewhere to live.

One Investor they mentioned, was an Immigrant from Russia—(incidentally, I heard a statistic that Immigrants are FOUR TIMES more likely to be successful, than Americans…so, let’s get to work & seize the opportunities in front of us)…. Anyway, this investor bought SEVEN homes in an area East of San Francisco, CA at an average price of about 100K each…these same houses previously sold for between 300K-500K!! He says he has no problems in finding Tenants to Rent them. He has averaged a NET 12% return on his Investments, and is in no hurry of selling them until their prices rise dramatically.

Investment Funds are also buying-up the “Bargains”. One Firm that owns Apartment Buildings and has about (300 Homes in their Portfolio, is seeking to purchase an additional (200) homes this year. They say they have an average Occupancy of 95%, and are finding no trouble in getting new Tenants, when they need to fill the Vacancies. They say they have been NETTING an average of an 8%-10% CAP Rate.

The article notes an increase in R.E. Investors jumping-in and buying, but, it is not enough to significantly reduce the Inventories in these large Foreclosure Markets...

They also cited very low Interest Rates for Mortgages, as a significant factor, and has prompted some people into saying comments such as: “The timing is about as good as it’s going to get”.

One example was a man in Las Vegas who bought a 2,300 s.f. house for only 240K, which is about HALF of what it previously sold for in 2007, & his Interest Rate was only 4.38%!

So, are these signs of a Rebound?

It seems like this is all Good News for us as R.E. Investors….now, the question is:
“What are you going to do about it”??


Paul Kestenbaum
Mar 23rd

Why I KARIN DUBOIS WILL be Chosen as one of the Lucky 36 MMM Students

By Karin
I want to be a Millionaire so Freaking bad, I want to be on the cover of my local news SMILING as I hand out $100 dollar bills to everyone who walks by.

I believe in destiny and my dreams will be coming true with Danny & Rick's help.

I have so many lives to touch and so many women and children to help.

Single moms stand strong and don't stop believing. Dreams can come true.

Look out world you better prepare for "ME"

Some of My Bucket list:
#1 Make life easier for my parents (thank you Mom & Dad)
Provide food and clothes to the local shelters
Help single moms feed there children
Make a big donation to children hospitals
Buy some houses for well deserving people who have touched my life and ones I don't even know yet.
Educate people on real estate
sit back and exhale
Feb 28th

Negative Media and Real Estate - Pay Attention to What Gets You Paid

By Danny Welsh, CMO of HIS, Greatest Real Estate Giveaway Director
Negative Media and Real Estate - Pay Attention to What Gets You Paid

By Danny Welsh

Despite what you may hear, the housing news isn't all negative. In fact, with all the negative media you see sometimes with regards to real estate and the "real estate bust", it's sometimes difficult for novice (and even some advanced) investors to know what to listen to and what to discard. I say you pay attention to what gets you paid- and leave the rest of the negative media to the Chicken Littles of the world who won't learn to calculate and take measured risks...and thus won't ever accomplish anything anyway, in investing or otherwise.

As much as professionals in the real estate and mortgage industries as well as professional investors harp on the point that there is no one "real estate market" and that this is a localized investment, people still give credence to sensationalist media claims again and again that the "market is down" or that the "market is bust"-- despite evidence to the contrary in cities all across the United States.

Even as median prices decline and appreciate at a slower rate nationwide, even when people who don't know what they're talking about are still talking about it (i.e. talking about a bust), there are numerous cities in the country where home values are still climbing at a nice clip.

This is pretty much always the case. That's how market cycles work. Seasoned investors know this and they use this knowledge to their advantage.

Again, real estate is LOCAL.

Check out the federal website http://www.ofheo.gov to find the cities bucking the national trend recently.

Homes' appreciation in some of these places during the fourth quarter of last year far exceeded the national average, according to the Office of Federal Housing Enterprise Oversight (OFHEO calculates appreciation based on repeat sales or refinancings of the same single-family properties) .

In fact, in some markets, the appreciation jumped well into the double digits even in today's market.

The growth of these cities despite a "national downturn"...why?

In part due to an influx of moving-out Californians and people opting out of slumping Las Vegas or Phoenix (cities that jumped sharply in value during the "boom" of recent years before contracting in value), these trends have created smaller booms in these cities. There's other reasons but this should get you thinking and on the road to a quick start to making money!

While some worry that a new group of cities could face a boom-and-bust transition, they clearly don't understand how the real estate market cycles work-- or how a professional real estate investor can use these trends to minimize risk and maximize wealth-building.

So don't pay attention to any overly negative media attention about real estate or "busts", or negative housing news. Instead, do as professional investors do and put your energy instead to work on finding where and how to invest for maximum profit and income. Trust me, plenty of people are making plenty of money. Check out the OFHEO for a quick start to making money when you see where your investing dollars will go the furthest TODAY.

Danny Welsh represents HIS Real Estate Network a group of real estate investors who are members of a community all focused on one goal: prosperity through real estate. Leave negative media where it belongs (on the couch) and explore the limitless possibilities for wealth in the real world.

 

Nov 28th

Negative media and real estate- Pay Attention to What Gets You Paid

By Danny Welsh, CMO of HIS, Greatest Real Estate Giveaway Director

Despite what you may hear, the housing news isn't all negative. In fact, with all the negative media you see sometimes with regards to real estate and the "real estate bust", it’s sometimes difficult for novice (and even some advanced) real estate investors to know what to listen to and what to discard. I say you pay attention to what gets you paid— and leave the rest of the negative media to the Chicken Littles of the world who won’t learn to calculate and take measured risks…and thus won’t ever accomplish anything anyway, in real estate investing or otherwise.

As much as professionals in the real estate and mortgage industries as well as professional investors harp on the point that there is no one "real estate market" and that real estate is a localized investment, people still give credence to sensationalist media claims again and again that the "real estate market is down" or that the “real estate market is bust”-- despite evidence to the contrary in cities all across the United States.

Even as median prices decline and appreciate at a slower rate nationwide, even when people who don’t know what they’re talking about are still talking about it (i.e. talking about a ‘never-ending’ real estate bust), there are numerous cities in the country where home values are still climbing at a nice clip.

This is pretty much *always* the case.  That’s how market cycles work. Seasoned investors know this and they use this knowledge to their advantage.

Again, real estate is LOCAL.

Check out the federal website www.ofheo.gov to find the cities bucking the national trend recently.

Homes' appreciation in some of these places during the fourth quarter of last year far exceeded the national average, according to the Office of Federal Housing Enterprise Oversight (OFHEO calculates appreciation based on repeat sales or refinancings of the same single-family properties) .

In fact, in some markets, the appreciation jumped well into the double digits en in today’s market.

The growth of these cities despite a “national downturn”...why?

In part due to an influx of moving-out Californians and people opting out of slumping Las Vegas or Phoenix (cities that jumped sharply in value during the "boom" of recent years before contracting in value), these trends once created smaller booms in these cities.

Now there’s a new trend.

There’s always a local trend that bucks whatever is happening nationally somewhere. You’ve just got to find it.

While some worry that a new group of cities could face a boom-and-bust transition, they clearly don't understand how the real estate market cycles work-- or how a professional real estate investor can use these trends to minimize risk and maximize wealth-building.

So don’t pay TOO much attention to any overly negative media attention about real estate or real estate busts, or negative housing news. Instead, do as professional investors do and put your energy instead to work on finding where and how to invest for maximum profit and income.

Danny Welsh represents HIS Real Estate Network, a group of real estate investors who are members of a community all focused on one goal: prosperity through real estate. Leave negative media where it belongs (on the couch) and explore the limitless possibilities for wealth in the real world at www.HISRealEstateNetwork.com

Nov 5th

understanding inflation and Deflation

By Luis Roque

Nouriel Roubini Doesn't Understand Inflation and Deflation

After the financial collapse of 2008, Nouriel Roubini emerged as one of the world's most well known and respected economists. Roubini this week called Jim Rogers' prediction that gold will reach $2,000 in the next decade "utter nonsense" and said that there is no inflation to drive gold prices that high. He also said that oil's rise from $30 to $80 per barrel is "very difficult to justify" when demand for oil is down to year 2005 levels. Although Roubini was accurate at predicting the housing collapse in 2005 and how it would sink the economy, many other people including the co-founders of NIA were also right about the housing bubble in 2005. While we consider Roubini to be more intelligent than most other economists out there today, he is dead wrong when it comes to inflation and deflation.

We believe Roubini needs to wake up and realize that inflation is already here today. Gold rising to a record high on Wednesday of $1,098 per ounce and oil rising to $80 per barrel is a symptom of inflation. The Federal Reserve printing dollars at an unprecedented rate by definition is inflation. Just because we haven't seen a rise as of yet in the government's phony CPI index, doesn't mean we don't have inflation today.

Roubini expects to see heavy deflationary forces through 2012 from industrial overcapacity, falling labor costs and a still damaged financial system; but it is our belief that with the Federal Reserve leaving interest rates on Wednesday at 0%, a massive overdose of excess liquidity will override these deflationary forces and ultimately lead to hyperinflation. Inflation is the easiest thing for any central bank to create and the Federal Reserve is clearly pulling out all the stops to see that we have inflation. Unfortunately, the Federal Reserve doesn't have an exit strategy. By the time inflation becomes the top story on the news each night, it will be impossible to control.

In our opinion, the world will be shocked at how quickly gold rises to $2,000. Jim Rogers' prediction of $2,000 per ounce gold in the next decade is extremely conservative, it could happen next year. Jim Rogers based his prediction on the fact we have been discussing for a long time, gold's high of $850 in 1980 adjusted for inflation is $2,300 per ounce in today's dollars. Compared to 1980 when we were the world's largest creditor nation, today we are the world's largest debtor nation with a national debt that is about to hit $12 trillion. With the U.S. government itself estimating a $9 trillion budget deficit over the next decade, we will eventually get to a point where 50% of taxes collected by the treasury will be needed to pay the interest on our national debt. Combined with unfunded liabilities for Social Security, Medicare and Medicaid, we believe hyperinflation is inevitable.

We agree with Roubini that U.S. stocks have run too far too fast and another dip in nominal terms is more likely to happen than not. What we know for sure is, U.S. stock markets are going to fall substantially priced in gold. History tells us that gold is the only real safe haven and after the collapse of a financial bubble, the Dow Jones/Gold ratio always falls to a level between 1 and 2.

In 2008, the world rushed out of stocks and into U.S. dollars as a safe haven. We said U.S. dollars were the riskiest asset of all and that gold was the only real safe haven. Since then, the world has been rushing to get rid of their dollars by buying stocks, commodities and precious metals. With unemployment numbers being released on Friday, it is possible that investors will soon realize the U.S. economy is not truly recovering and stocks are rallying only due to inflation. This time around, as investors cash out of stocks, more people will stay clear of the U.S. dollar and rush to buy gold instead. We predict a major short-term decline in the Dow Jones/Gold ratio from its current level of 9, back down to the low of 7 we saw earlier this year. Over the next 12 months,
the Dow Jones/Gold ratio is likely to make new lows for the current bear market.

Please spread the word about NIA and have your friends subscribe for free at http://inflation.us